I am Alan David, staff of Kleinwort Benson. I am contacting you concerning a deceased customer and an investment he placed under our banks management three years ago.
I am contacting you independently of our investigation and no one is informed of this communication. I would like to intimate you with certain facts that I believe would be of interest to you. In the year 2003, the subject matter; came to our bank to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of Six Million United States dollars, which he wished to have us turn over (invest) on his behalf.
In mid 2004, he asked that the money be liquidated because he needed to make an urgent investment requiring cash payments in Helsinki- Finland. He directed that I liquidate the funds and deposit it with a security firm. I informed him that my Bank would have to make special arrangements to have this done and in order not to circumvent due process.
Cash movement across boarders has become especially strict since the incidents of 9/11. I contacted my affiliate and made the funds available to the security firm. I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited with the security firm. The Security Firm is a specialist private firm that accepts deposits from high net worth individuals and blue chip corporations that handle valuable products or undertake transactions that need immediate access to cash. This small and highly private organization is familiar especially to the highly placed and well-connected organizations. In line with instructions, the money was deposited with the security firm.
The deceased told me he wanted the money there in anticipation of his arrival from Norway later that week. This was the last communication we had, this transpired around 25th of November 2004. In June last year, and we got a call from the security firm informing us about the inactivity of that particular portfolio. I made futile efforts to locate the deceased. I immediately passed the task of locating him to the internal investigations department of Kleinwort Benson. Four days later, information started to trickle in, apparently our client was dead. A person who suited his description was declared dead of a heart attack in Canne, in Southern part of France. We were soon enough to identify the body and cause of death was confirmed. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. This investigation has for the past months been unfruitful; we've used our private investigation affiliate companies to get to the root of the problem. It is this investigation that resulted in my being furnished with your details as a possible relative of the deceased.
What I wish to relate to you will smack of unethical practice but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those that occupy certain offices and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is Six Million United States dollars deposited in a security firm, I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so. I alone know of the existence of this deposit for as far as my Bank is concerned.
My proposal: I now seek your permission to present you as a next of kin to the deceased, as all documentations will be carefully worked to make you the beneficiary to the funds $6,00 000 00 (Six Million United states Dollar); I am prepared to place you in a position to instruct The security Firm to release the deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to share the proceeds 60/40.I would have gone ahead to ask that the funds be released to me, but that would have drawn a straight line to me and my involvement in claiming the deposit. We can fine-tune this based on our interactions am aware of the consequences of this proposal. I ask that if you find no interest in this project that you should discard this mail. I ask that you do not be vindictive and destructive. If my offer is of no appeal to you, delete this message and forget I ever contacted you.
I wish to inform you that should you contact me via official channels; I will deny knowing you and about this project. I repeat, I do not want you contacting me through my official phone lines nor do I want you contacting me through my official email account. Contact me only through the numbers I will provide for you and also through this email address. I do not want any direct link between you and myself. My official lines are not secured lines as they are periodically monitored to assess our level of customer care in line with our Total Quality Management Policy.
Please observe this instruction religiously. Do not betray my confidence. Kindly send your response to my private email: firstname.lastname@example.org
I await your response.
After some encouragement, the alleged Mr. David went on:
I appreciate the fact that you took your time to go through my very lengthy proposal and deem it fit to respond I bet you, you do not have anything to fear. Like I wrote earlier, I am Alan David. With acknowledgement of your apparent understanding of the need for strict privacy, I make bold to give to you the detailed modalities on how we intend to execute this transaction with absolute peace of mind. As I adequately explained in my proposal, you will not be committing any crime by being nominated a beneficiary of a deposit whose original owner died intestate without mentioning a next of kin in the bio-data form he filled when opening the Deposit originally.
Concerning how I got to know you, In a bid to locate the beneficiary to the funds left behind by our deceased client, our firm employed the services of a private detective. As they searched, a lot of names came up among which was yours. The list was further narrowed down to 10 people. But after further enquiries, it was concluded that none of you is a true relative of the deceased, and the file was closed until further notice. But in my capacity as the banker in charge of the account before it was take to the security firm at the instant of our deceased client, I chose you, and with the information available to me, I have decided to make you beneficiary.
I realise the necessity of confidence and trust as reposed on you and i as partners, being necessary for building the solidarity disposition to be maintained by us in the furtherance of the prompt realisation of our desire. In total recognition of this spirit, I guarantee to you, that your interest will not be brought to odium by reason of this project. You can count absolutely on this as I will not let you down. I want to be fully convinced, that you know what is expected of you in this regard and that you will not turn your back on me once the money is in your possession. Trust, honesty and dedicated ness are the main proponents that lead expressly to success in transaction of this nature. To this end I will want you to come up with any questions on areas you are not clear about so that we can mutually build trust in one another. I advice that you give it some thought so that there will be no going back when we get started. You may be required to come over to signed the funds release documents here in UK.
Alternatively where you can not travel down to London , I can get you the contact of a legal representative that can take care of everything for you to the end based on the fact that you are unable to come down here. The Attorney will secure an Affidavit of Change of Title in your name since the deposit was not made originally in your name, a Letter of Administration since you do not have a WILL from the deceased where he bequeathed all his deposit to you. Finally the approval Letter from the British Cargo Control Board (BCCB) to authorize the shipment to you. With respect to us using the service of an attorney, I will get the contact information of an Attorney that is an expert in issues of claims for you so that you can get him to represent you in this matter. The security Firm will release the boxes and ship to you via a Diplomatic courier service so that the boxes will be tagged diplomatic and as such will not be checked or scanned because of the diplomatic immunity on them. This way you will receive the boxes at your door step. With this plan you won't bother yourself about taxes or somebody getting suspicious because of transfer of funds that you cannot account for. The original owner had this in mind also when he asked that the funds be liquidated and stacked in those trunk boxes and kept in the security company. He wanted to ship the boxes to Helsinki , Finland where he wants to use the funds un-noticed. This situation is not new to us in the world of private banking because every now and then we have customers who deposit and move huge amounts through us who prefer anonymity.
As regards your position on this project being positive we will start by getting the needed documents in your name as the beneficiary. I will want you to furnish me with the information below, to enable me commence.
It is my intention that upon the receipt of the requested Information from you, I shall validate the claim, make a customary writing report, that you are the Beneficiary and it is by virtue of this, that you are entitled to the release of the deposit with the security firm in your favor. This report will validate your claim and confirm you as the beneficiary and therefore entitled to an allocation of Control Approval number for the release of the deposit, by the security firm. All the security firm does after validation report is to issue the final Approval Order Number from the British cargo control Board as a bureaucratic satisfaction of beneficiary release procedure. In effect, once I validated a claim, the security firm is bound to approve same; this is why i have an unflinching confidence in the safety of our arrangement. The transaction will be 100% legal. From the foregoing, you are therefore able to appreciate why I have hammered on the absolute necessity of our maintenance of confidentiality of the project and the transfer even after we have disbursed the money after arrival in your position.
Once again, thank you very much for your expressed willingness to assist in this project. I urgently wait for the requested information to enable me commence action here timely.
You can contact me via my private telephone number: +44 778 394 3823.
No. 89 dames road, forest gate,
Tel: +44 778 394 3823.