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4851. Mr. Stephen Tan

sstephentan@aol.com
Subject: PROPOSAL

Dear Friend,

     I am Mr. Stephen Tan, Investment Director on Foreign Investments
Department of Agricultural Bank Of China. I am writing following an opportunity
in my office that will be of immense benefit to both of us. On January 11th
2000, a German estate tycoon. Late  Mr. Andreas Schranner deposited $10,000,000
(Ten Million  United States Dollars)  under our portfolio management 
department for a period of Two (2)Years, and the deposit  matured on
the 18th of February 2002 with about  35% growth which amounted to a total of
$15,520,000 (Fifteen  Million, Five Hundred and Twenty Thousand United
States Dollars).

Upon maturity, a routine notification was sent to his forwarding address all to
no avail and Several attempts were made to contact him but without responses.

 After a month, another reminder was sent to him from my desk and evidently I
discovered from his contract employers that Mr. Andreas Schranner died in the
plane crash of Air France Concorde flight 4590 which crashed on July 25th 2000.

On further indebt investigation, I discovered that he died with his wife and
entire family, as all efforts to trace members of his neither family nor
relatives proved futile.

You shall read more about the crash on visiting this site.
(Http://news.bbc.co.uk/1/hi/world/europe/859479.stm)


 Mr. Andreas Schranner has long passed away and since his death none of his
next-of-kin or relations has come forward to lay claims for this money as the
heir. He died without identifying with anybody about these funds, which has
since matured and the roll-over on the funds also expired.

 This sum of $15,520,000 (Fifteen Million, Five Hundred and  Twenty
Thousand United States Dollars ) is still in my  possession in my Bank
lifeless and unnoticed because there will never be a claim on the funds. All
material, immaterial documents and certificates relating to the funds is also
in my possession.

Against this backdrop, I am proposing to you to stand in as the next of kin to
Late Mr. Andreas Schranner. The Chinese Government banking law and guidelines
here stipulates that at the expiration of eight (8) years such funds
will be transferred into banking treasury as unclaimed funds.

The money will be approved into your account and subsequently, we shall share
in the ratio: 60% for us and 40% for you as gratification for assistance
rendered. I will visit your country for the Disbursement, according to the
percentages indicated above once this money gets into your account.

I humbly crave your indulgence in portraying sincerity towards this matter, as
trust stands to be our watchword in this transaction. Our assurance is that
your role is risk free to accord this transaction the legality it deserves as
with all modalities put in place we are certain in actualizing a hitch free
transfer of the funds without any impediments.

My position with my bank already guarantees the swift execution of this
project. We will discuss much in details when I do receive your response.

Kindly signify your willingness to assist by sending me an email for further
Procedures relating to this transaction.


Kind regards,
Mr. Stephen Tan
sstephentan@aol.com

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