raylloydsfm@msn.com Subject: Compliment Reply........ INVESTMENT MANAGER LLOYD'S TSB BANK P.O BOX 1000, BX1 1LT ENGLAND, UNITED KINGDOM. Good day, I wish to inform you that this letter is not a hoax mail and I urge you to treat it serious. I am Mr. Philip Raymond, the Group Finance Director of Lloyd's Tsb Bank London, I am contacting you for a legitimate business transaction strictly for you and me alone. I personally discovered a dormant account with a total sum of GBP £18,700,000.00 (Eighteen Million, Seven Hundred Thousand British Pounds sterling) here in our bank.The owner of this dormant account died on 4th Jan 2002. Since his death, nobody has operated in his account because the account has NO BENEFICIARY attached to it. According to our BANKING CODE OF ETHICS, this dormant fund will be confiscated by law if it remains dormant for a period of [10] Ten years without any claim.I therefore solicit for your sincere cooperation in transferring this dormant fund to your foreign account as the foreign beneficiary of the fund to avoid confiscating it by our bank. HOW THE TRANSACTION CAN BE HANDLED: As the group finance director of our bank, all our client account details and file are in my possession and that makes it easy for me to include your name as the beneficiary of the fund in all necessary documents involving the money we wish to transfer out from our bank.Most importantly, you will be required to: (1). Act as the original beneficiary of the funds. (2). Receive the funds into a business/private bank account. (3). At the completion of this transaction, the sharing rates shall be 60% for me while 40% for you. I will split the transfer into two 2 stages for easy and smooth transfer.Firstly, I will transfer £8,700,000.00 to any valid foreign account you will nominate. After a successful transfer of the fund, I will fly to meet you in your home destination for sharing. Thereafter we jointly transfer the remaining balance of £10,000,000.00 for big investments. This transaction will be done in a legitimate procedure within 6 banking days to avoid any breach of the law. Sharing will be 60% for me and 40% for you. If you are willing to cooperate in this transaction. Anticipating for your positive response for more details. Yours truly, Mr. Philip Raymond.