Hello,
I am Robert Taylor, Director at Kleinwort Benson Private Bank, the private
banking arm of Dresdner Bank, which in turn, is a subsidiary of German
insurance giant Allianz. I am contacting you concerning a deceased
customer, and an investment he placed under our banks management 3years
ago. I would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by as a
result of this mail.
I contact you independently and no one is informed of this communication.
I would like to intimate you with certain facts that I believe would be of
interest to you. In 2009, the subject matter came to our bank to engage in
business discussions with our private banking division. He informed us
that he had a financial portfolio of 8.7 million British Pounds Sterling,
which he wished to have us turn over (invest) on his behalf. I was the
officer assigned to his case; I made numerous suggestions in line with my
duties as the de-facto chief operations officer of the private banking
sector, especially given the volume of funds he wished to put into our
bank.
We spun the money around various opportunities and made attractive margins
for our first months of operation. In January 2011, he asked that the
money be liquidated because he needed to make an urgent investment
requiring cash payments. He directed that I liquidate the funds and have
it deposited with a security firm. I informed him that Kleinwort Benson
Private Bank would have to make special arrangements to have this done. I
explained to him the complexities of the task he was asking of us. Large
cash movements have become especially strict since the incidents of 9/11.
I contacted my affiliate and had the funds available as he had requested.
I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited with a security
consultancy firm. This security firm is an especially private firm that
accepts deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake transactions that
need immediate access to cash. This small and highly private organization
is familiar especially to the highly placed and well-connected
organizations. In Line with instructions, the money was deposited with
them. He told me he wanted the money there in anticipation of his arrival
from Norway later that week. This was the last communication we had; this
transpired around 25th February 2011.
In October last year, we got a call from the security company informing us
of the inactivity of that particular portfolio. This was an astounding
position as far as I was concerned, given the fact that I managed the
private banking sector I was the only one who knew about the deposit at
the security company, and I could not understand why our client had not
come forward to claim his deposit. I made futile efforts to locate him.
I immediately passed the task of locating him to the internal
investigations department. Four days later, information started to trickle
in, apparently our man was dead.
A person who suited his description was declared dead of a heart attack in
Canne, South of France. We were soon enough able to confirm all of this
including cause of death. The bank immediately launched an investigation
into possible surviving next of kin to alert about the situation and also
to come forward to claim his estate.
If you are familiar with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin. In
the field of private banking, opening an account with us means no one will
know of its existence, accounts are rarely held under a name; depositors
use numbers and codes to make the accounts anonymous.
This bank even gives the choice to depositors of having their mail sent to
them or held at the bank itself, ensuring that there are no traces of the
account and as I said, rarely do they nominate next of kin. Private
banking clients apart from not nominating next of kin also usually in most
cases leave wills in our care, in this case; our now deceased client died
in testate. In line with our internal processes for account holders who
have passed away, we Instituted our own investigations in good faith to
determine who should have right to claim the estate. This investigation
has for the past months been unfruitful. We have scanned every continent
and used our private investigation affiliate companies to get to the root
of the problem.
It is this investigation that resulted in my being furnished with your
details as a possible relative of the deceased. My official capacity
dictates that I am the only party to supervise the investigation and the
only party to receive the results of the investigation. It is quite clear
now that our dear fellow died with no known or identifiable family
members. This leaves me as the only person with the full picture of what
the prevailing situation is in relation to the deposit and the late
beneficiary of the deposit.
According to practice, the security company will by the end of this year
broadcast a request for statements of claim to Kleinwort Benson Private
Bank failing to receive viable claims they will most probably revert the
deposit to Kleinwort Benson Private Bank. This will result in the money
entering the Kleinwort Benson Private Bank accounting system and the
portfolio will be out of my hands and out of the private banking division.
This will not happen if I have my way.
What I wish to relate to you will smack of unethical practice but I want
you to understand something. It is only an outsider to the banking world
who finds the internal politics of the banking world aberrational. The
world of private banking especially is fraught with huge rewards for those
who sit upon certain chairs and oversee certain portfolios. You should
have begun by now to put together the general direction of what I propose.
There is 8,700,000.00 deposited in a security company. I alone have the
deposit details and they will release the deposit to no one unless I
instruct them to do so.
I alone know of the existence of this deposit for as far as Kleinwort
Benson Private Bank is concerned, the transaction with the late customer
concluded when I sent the funds to the security company all outstanding
interactions in relation to the file are just customer services and due
process. The security company has no single idea of what's the history or
nature of the deposit. They are simply awaiting instructions to release
the deposit to any party that I may direct. This is the situation.
This bank has spent great amounts of money trying to track this man's
family; they have investigated for months and have found no family. The
investigation has come to an end. My proposal; I am prepared to instruct
the security company to release the deposit to you as the closest
surviving relation. Upon receipt of the deposit, I am prepared to share
the money with you in half. That is: I will simply nominate you as the
next of kin and have them release the deposit to you. We share the
proceeds 50/50. You with the same very name as the original depositor
would easily pass as the beneficiary with right to claim.
I assure you that I could have the deposit released to you within a few
days. I will simply inform the bank of the final closing of the file
relating to our late client. I will then officially communicate with the
security company and instruct them to release the deposit to you. With
these two things: all is done. The alternative would be for us to have the
security company direct the funds to another bank with you as account
holder. This way there will be no need for you to think of receiving the
money directly from the security company as it is not a conventional
financial institution; they accept deposits from only organizations thus;
what you hand over to them is what you get back. They do not have the
means to process the money.
W
e can fine-tune this based on our interactions. I am aware of the
consequences of this proposal. I ask that if you find no interest in this
project that you should discard this mail. I ask that you do not be
vindictive and destructive. If my offer is of no appeal to you, delete
this message and forget I ever contacted you. Do not destroy my career
because you do not approve of my proposal. You may not know this but
people like myself who have made a tidy sum out of comparable situations
run the whole private banking sector.
I am not a criminal and what I do, I do not find against good conscience,
this may be hard for you to understand, but the dynamics of my industry
dictates that I make this move. Such opportunities only come ones way once
in a lifetime. I cannot let this chance pass me by. For once I find myself
in total control of my destiny. This chance wont passes me by.
I ask that you do not destroy my chance, if you will not work with me let
me know and let me move on with my life but do not destroy me. I am a
family man and this is an opportunity to provide them with new
opportunities. There is a reward for this project and it is a task well
worth undertaking. I have evaluated the risks and the only risk I have
here is from you refusing to work with me and alerting my bank.
I am the only one who knows of this situation, good fortune has blessed
you with a name that has planted you into the center of relevance in my
life. Let?s share the blessing. If you find yourself able to work with me,
contact me through this email. If you give me positive signals, I will
give you the relevant details and initiate this process towards a
conclusion.
I wish to inform you that should you contact me via official channels; I
will deny knowing you and about this project. I repeat, I do not want you
contacting me through my official phone lines nor do I want you contacting
me through my official email account. Contact me only through my alternate
email account I do not want any direct link between you and I. My official
lines are not secure lines as they are periodically monitored to assess
our level of customer care in line with our total Quality Management
Policy. Please observe this instruction religiously.
Please, again, note I am a family man; I have a wife and children. I send
you this mail not without a measure of fear as to what the consequences,
but I know within me that nothing ventured is nothing gained and that
success and riches never come easy or on a platter of gold. This is the
one truth I have learned from my private banking clients. Do not betray my
confidence. I await your response. to this email: rob12tay@gmail.com
Sincerely,
Robert Taylor
|
7552. Taylor Robert
